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Make Your Dream Remodel a Reality with Affordable Financing in Boise

Payments Made Simple

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Planning a large home improvement project? We make it easier to get started with flexible payment options designed to turn big projects into comfortable, low monthly payments. We partner with two trusted finance companies so you can choose the option that works best for you. 

Many of the options are zero money down. We have No Interest, No Payments for the first 12 or 18 month plans. We have interest rates as low as 6.99%. All our programs have no penalites for paying off early. 

Option 1: Hearth

More Choices, More Flexibility
 

This option uses a soft credit check, so your credit score won't be affected. Once pre-approved, you'll see multiple programs offered, making it easier to find a monthly payment that fits your budget.
 

Good to know:
 

  • Soft credit check (no impact to your credit score)

  • Several offers to choose from that keep payments affordable

  • Proof of income is required

  • 100% immediate funding

  • No fee or prepayment penalty
     

This is a great choice if you like having options and aren’t sure what you might qualify for.

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Option 2: Service Finance

Simple and Straightforward
 

This option requires an application submittal. Choose your terms and interest rate in advance, and you'll know in under 5 minutes whether you’ve been approved.
 

Good to know:
 

  • Immediate credit check included in application

  • Choose one financing option with predictable monthly payments

  • Stated income application

  • At project completion, the funding goes directly to TVE, and your first payment is 30 days later
     

This option works well if you prefer an application with a simpler process while still making your project affordable.

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Not Sure Which Option Is Right?

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No problem—we're here to help. Our team can walk you through both options and help you choose the best way to turn your home improvement plans into reality without stretching your budget.

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